Think you must pay 100 percent cash to buy a US rental home because you are not a US resident? You are not alone. Many of our investors once believed the same, especially those in Hong Kong who saw local property values slide and wanted a more stable market.

The Challenge: Financing US Real Estate as a Non US Resident

Traditional US lenders often require residency, US credit history, or complex documentation that most foreign buyers simply do not have. That leaves a frustrating gap. You want exposure to quality US residential real estate, yet the funding path looks out of reach unless you wire the full purchase price.

At Capstone 72, we built our business solving that exact problem for overseas investors. Most of our clients live outside the United States, and many started with us while looking to diversify out of Hong Kong real estate. They wanted income-producing homes in stable US markets without tying up all their capital.

Our Solution: The Easy 72 House Plan

Easy 72 is our seller-finance program designed specifically for foreign buyers. We provide financing directly, so you can acquire US residential property without a traditional bank.

What makes Easy 72 different:

• Seller financing from Capstone 72 tailored for overseas investors
• Financing available at approximately 50 percent loan to value ratio
• You contribute the remaining equity as your down payment
• We finance the property for a defined period, giving you time to build a US track record
• You can later refinance with alternative lenders if you choose

The result is straightforward. You do not need to buy 100 percent in cash, and you can begin building a US presence while your asset works for you.

Where We Invest and Why

We focus on high quality US residential real estate, with a primary footprint in Ohio. We like the fundamentals in Midwestern markets. Investors often value:

• Steady rental demand
• Entry prices that make sense for cash flow
• Diversification away from more volatile property cycles

Many of our clients are middle-class and wealthy professionals from Hong Kong and across Asia who prefer a stable, income-oriented strategy in the United States.

How Easy 72 Works

Here is the typical journey with Capstone 72:

1. We discuss your goals and risk profile, then match you with vetted residential properties.
2. You secure Easy 72 financing from us at around 50 percent LVR, and you provide the balance as your down payment.
3. We close the purchase and you take ownership, with servicing and management options available through our network.
4. You build a US track record. Over time you may choose to refinance with other lenders that recognize your ownership history and US asset base.

Key Benefits for Foreign Buyers

• Lower upfront capital than an all-cash purchase
• A clear, company-backed financing path that does not require US residency
• A way to establish credibility and history in the US market
• Flexibility to refinance when the time is right
• Exposure to vetted residential properties, primarily in Ohio

Is Easy 72 Right For You

Easy 72 can be a fit if you:

• Live outside the US and want a simple financing route to US property
• Prefer to keep cash reserves rather than pay 100 percent upfront
• Want to diversify away from your home market into stable US rentals
• Are comfortable with approximately 50 percent equity at purchase
• Plan to hold the asset long term and consider refinancing options later

Practical next steps:

• Clarify your budget and down payment capacity
• Consider how US property fits your broader portfolio and tax position
• Contact us to review current inventory and financing details

Why Work With Capstone 72

We have guided many non US residents into US residential real estate with a process built for international buyers. Our team knows the obstacles you face and has designed Easy 72 to keep the path workable, transparent, and focused on long term results.

Talk To Us

Ready to explore seller financing for overseas investors and see live opportunities in Ohio and beyond? Email Sebastian Hamilton at sebastian.hamilton@capstone72.com to schedule a consult. We will walk you through Easy 72, current properties, and your next steps so you can invest with confidence.